How to Travel Internationally With First National Bank
Exciting as it may sound, travelling internationally comes with its own financial implications that must be properly checked in order to ensure the trip goes smoothly. First National Bank (FNB) has services that cater to fulfilling these needs, starting from travel-friendly credit cards to fraud protective services and even currency exchange. Here’s a detailed outline of the first national bank how to travel internationally.
1. Inform First National Bank About Your Travel Plans
To avoid any issues arising from your transactions while travelling, make sure FNB knows about the places and dates you plan on travelling to. This decreases the chance of fraud alerts placing a lock on transactions that are actually normal.
How to Notify FNB:
Log into the online banking portal to set up a travel notification.
Either contact customer support over the phone or head to a customer branch.
Edit travel information through the FNB mobile application.
2. Choose the Right FNB Travel Friendly Card
FNB has an array of credit and debit cards that come with benefits applicable to travel such as low fees for foreign transactions as well as reward point systems with the following options:
FNB Visa Travel Rewards Credit Card – Earn travel points along with other benefits including travel insurance and airport lounge access.
FNB Platinum Debit Card – This is great for international ATM withdrawals and purchases as they are simple and secure.
FNB Prepaid Travel Card – Loading the card in advance gets rid of foreign exchange rate variable and also secures spending limits.
Before travelling it’s important to ensure that the card has an international functionality and other benefits such as fraud protection, travel insurance, and emergency assistance.
3. Amounts Charged for Services in Foreign Payment and The Purchase or Sale of Foreign Currency
Bear in mind the applicable fees and exchange rates when using FNB card while travelling, but FNB does offer some of the best foreign exchange rates alongside minimal transaction fees with some travel-friendly cards.
Foreign Transaction Fees: A small percentage per foreign payment may be charged on some FNB cards, typically ranging between 1-3%.
ATM Withdrawals: Partner FNB ATMs issued abroad are recommended to use in order to avoid high withdrawal fees.
Currency Exchange: In order to avoid high airport exchange fees, FNB branches are the go-to for travelling currency exchange.
4. Money Protection While Travelling With FNB Security Features Travel Guidance System
Fraud Monitoring: If fraudulent activity is detected from a user’s account, real-time alerts will instantly be issued.
Card Lock/Unlock Feature: The FNB app allows users to instantly freeze and unfreeze their cards after reporting them lost or stolen.
Emergency Card Replacement: New international chip card will be issued in case it gets lost or stolen.
5. Manage Your Accounts While Travelling
Maintain control of your money with FNB’s digital banking offerings.
FNB Mobile App: Keep track of your expenses, send money, and pay funds.
Online Banking: Review your account documents, change your security information, and look up current exchange rates.
24/7 Customer Support: Contact FNB for international customer support if you have any banking-related challenges abroad.
6. Use FNB Contactless and Mobile Payments
Have greater convenience and security through FNB contactless payments.
Apple Pay, Google Pay, and Samsung Pay for hassle-free payments.
FNB Cards with tap to pay functionality help in reducing physical interaction.
7. Emergency Assistance and Travel Insurance
Some FNB credit cards provide travel coverage for:
Ticket cancellation or interruption
Lost luggage
Medical aid in emergencies
Check your card travel insurance perks before you leave and get more if necessary.
8. Make Provisions for Accessing Cash in Emergencies
For unplanned scenarios have a plan ready:
Put together a combination of cash and cards.
Use FNB for emergency wire transfer payments.
Have on hand FNB’s international help numbers to aid in the emergency.
Helpful Suggestions for Easy International Travel with FNB
✔ Always have a secondary card on hand for emergencies like theft or loss.
✔ Expenses can easily be managed through FNB’s online banking.
✔ Consider the local currency and exchange rates before travelling or shopping.
✔ Research if there are any affiliated banks or ATMs to avoid high withdrawal charges.
✔ Make sure to save customer support numbers for quick issue resolution.
With First National Bank easy-to-use services, you will be able to travel abroad without any financial worry. Enjoy your trip!
